Category: dbqqlcxk

Guaranty Trust Bank Plc (GUARAN.ng) 2012 Annual Report

first_imgGuaranty Trust Bank Plc (GUARAN.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2012 annual report.For more information about Guaranty Trust Bank Plc (GUARAN.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Guaranty Trust Bank Plc (GUARAN.ng) company page on AfricanFinancials.Document: Guaranty Trust Bank Plc (GUARAN.ng)  2012 annual report.Company ProfileGuaranty Trust Bank Plc (GTBank) is a leading financial services institution in Nigeria with business operations in Cote D’Ivoire, Gambia, Ghana, Liberia, Kenya, Rwanda, Uganda, Sierra Leone, Tanzania and the United Kingdom. The company provides banking products and services for the retail, commercial and corporate banking sectors. GTBank has received numerous accolades in recognition of excellent service, delivery, innovation, corporate social responsibility and good corporate governance include ‘The Best Banking Group by World Finance Magazine’ and ‘The Most Innovative African Bank by The African Banker Magazine’ in 2016/2017. GTBank’s head office is in Lagos, Nigeria. Guaranty Trust Bank is listed on the Nigerian Stock Exchangelast_img read more

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Union Homes Real Estate Investment Trust (UHOMRE.ng) 2019 Annual Report

first_imgUnion Homes Real Estate Investment Trust (UHOMRE.ng) listed on the Nigerian Stock Exchange under the Property sector has released it’s 2019 annual report.For more information about Union Homes Real Estate Investment Trust (UHOMRE.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Union Homes Real Estate Investment Trust (UHOMRE.ng) company page on AfricanFinancials.Document: Union Homes Real Estate Investment Trust (UHOMRE.ng)  2019 annual report.Company ProfileUnion Homes Real Estate Investment Trust (REIT) is an actively-managed, close-ended Unit Trust Scheme geared to achieve long-term capital appreciation through real estate investments. The Trust Deed invests in a maximum of 90% of the funds in real estate and real estate related investments. A maximum of 10% of the Fund’s total assets is invested in quality money market instruments which ensure liquidity. Established in 2008, the Union Homes Real Estate Investment Trust is managed by Union Homes Savings & Loans Plc which is a subsidiary of the Union Bank of Nigeria Plc. The Fund Managers spread the portfolio  mix across commercial and residential property investment and mortgage assets. Union Homes Real Estate Investment Trust is listed on the Nigerian Stock Exchangelast_img read more

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A 5%-yielding FTSE 100 dividend stock I wouldn’t touch with a bargepole

first_img Our 6 ‘Best Buys Now’ Shares I don’t care about its 5% dividend yield. Next (LSE: NXT) is a FTSE 100 dividend stock I’m dodging right now and I think you should, too.Supermarket sales might be ripping higher right now as worried consumers stockpile. It’s likely that overall sales in these outlets will remain robust, too. We all need to keep eating irrespective of economic, political, and social upheaval, right?5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…On the whole though, the retail sector is in a terrible mess. It’s a point underlined by the BDO’s latest High Street Sales Tracker released on Friday. This showed that like-for-like sales in the UK tanked 17.1% in March as social distancing measures heated up and spending on non-essential items dropped. In-store purchases slumped 34.1%, it said, offsetting a 13.7% rise in online buys.Out of fashionThe country’s biggest fashion retailers are suffering the brunt of the washout, too. According to the survey, like-for-like fashion sales dropped 25.9% last month, including a whopping 40.4% decline in sales from ‘bricks and mortar’ shops. Online clothing sales took a dive, too, the BDO says.It’s no shock that the body reckons there is more pain to come as well. It comments that “consumer spending on discretionary items is an immediate casualty of the circumstances [and there are] reports suggesting a notable decline in major purchases over the coming months.”Quarantining measures are clearly having a colossal impact on Next’s bottom line. I raised this point when I last discussed the FTSE 100 firm in late March. The company makes around 43% of its total sales in its now-shuttered physical outlets.Things have gotten even worse since my most recent article on the business, though. The day after my piece was published, Next said that it was closing down its online operations as well. It said many of its warehousing and distribution workers wished to stay at home during the coronavirus crisis.Balance sheet bothersThis most recent development obviously means that full-year sales will collapse beyond the 25% that it had been modelling just one week before. Regardless, the BDO data suggests that revenues would have fallen out of the retailer’s forecast bracket even if its stores and website were still operational.The company’s guidance, then, that it could “comfortably” deal with a potential £1bn sales hit without breaking its current bond and bank facilities lies in tatters.Retail operators have been cutting dividends left, right, and centre to conserve cash and ride out the storm. Next is yet to deliver the hammer blow to investors but it appears as if a decision to delay or suspend dividends is just a matter of time. Even when it reopens its operations it’s clear Next faces an uphill task to get shoppers clamouring for its clothing lines.For this reason I’m not attracted to the firm’s 5% dividend yield. There’s no shortage of much better, safer FTSE 100 dividend stocks to buy today, so why take a gamble with Next? A 5%-yielding FTSE 100 dividend stock I wouldn’t touch with a bargepole Image source: Getty Images. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this. Royston Wild | Sunday, 5th April, 2020 | More on: NXT center_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Royston Wildlast_img read more

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Why I bought Cathie Wood’s “underappreciated” Invitae stock

first_img Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Joseph Clark owns shares in Invitae and Tesla. The Motley Fool UK does not own shares in any of the companies mentioned in this article. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” Why I bought Cathie Wood’s “underappreciated” Invitae stockcenter_img Our 6 ‘Best Buys Now’ Shares See all posts by Joe Clark Cathie Wood was named the best stock picker of 2020 by Bloomberg News after her ARK Innovation ETF returned over 150% in 2020. As a result of this, and her profitable calls with Tesla stock and Bitcoin, many investors watch her moves very closely.Recently, Wood said Invitae (NYSE: NVTA), a company that offers medical genetic testing, is the most underappreciated stock in her ARK Invest ETFs. Invitae closed Friday 12th March at $42.70, finishing the week over 20% higher after the CNBC interview. Despite the move, it remains below its all-time high of $61.59 set on 14th December 2020.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Cathie Wood’s “underappreciated” Invitae stock commentsWood said Invitae, in the molecular diagnostics space, is probably one of the most important companies in the genomic revolution, and it is investing aggressively to become the leader in that space.The ARK Invest founder stated that the disconnect for many peoples comes when they think of the lab testing industry, they think of Quest Diagnostics and Laboratory Corp, which she effectively believes are very mature companies, commoditised value stocks, and that Invitae is somewhat like Tesla in the automobile industry. Wood believes we will move away from one test for all medical practices and to much more personalised medicine, which will give just a few companies the lion’s share of the market.Potential market for genetic testingInvitae is a leader in genetic testing. It offers diagnostic predictive testing to help uncover and determine specific conditions or someone’s risks of developing certain diseases. Invitate forecasts that its total addressable market for genetic testing tops $150 billion. It highlighted the market for cancer screening and therapy selection to be the most promising, especially in older individuals.Invitae has never turned a profitThere are some things to be aware of, though, when it comes to Invitae stock. Since it was founded in 2013, the company has never turned a profit. It reported a net loss of $608.9 million, an increase of nearly 150% year on year. In its annual report, the company stated it doesn’t expect to be profitable for quite some time as it is primarily focused on growing the business. Why I bought Invitae stockWeighing everything up, I decided to start a small position in the company. Growth stocks like Invitae tend to be highly volatile, but due to what I perceive as the company’s great long-term potential, I can deal with that. For example, I would be willing to take a test if I can discover that I may be more at risk of diabetes or heart disease, so I think the market for Invitae could be massive. With its three-year revenue gain of 226.8%, I am happy to take the chance on this exciting company even though it has not yet proven its path to profitability. Joe Clark | Monday, 15th March, 2021 | More on: NVTA I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Addresslast_img read more

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Co-op members’ dividend to support local causes

first_img  282 total views,  6 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis13 Howard Lake | 27 September 2016 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Community fundraising corporate Funding The Co-op has changed the way it returns a dividend to its members. It will now be returning 5% of what members spend in the form of vouchers, together with 1% which will be donated to a local good cause.“Every time our members buy selected Co-op branded products and services” the organisation has announced, “1% of their spend goes to a local cause. The more members spend, the more money goes to causes in their area”.Sales of Co-op plastic bags will benefit local community organisationsThe funds available will be kickstarted in two ways:the Co-op will donate income from the sales of its reusable bagsand it will donate the 5p fee (where applicable) that it now charges for plastic bagsThe Broughty Ferry Library in Dundee, Scotland, is one of the local organisations that has benefited from support from the Co-op and its members:[youtube]https://www.youtube.com/watch?v=xMCJJgmFC44[/youtube] Co-op members will be able to help choose which local organisation receives their 1% donation by logging into their membership account.Applications open laterApplications from charities and organisations wishing to benefit from the fund are not possible at this stage. The Co-op will issue a request for applications later in 2016, and UK Fundraising will share details.Meanwhile you can find out more about the Co-op Local Community Fund. Note that “you and your members will need to be Co-opMembers to raise funds for your cause”.center_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis13 Advertisement Co-op members’ dividend to support local causes  281 total views,  5 views todaylast_img read more

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DAILY OIL PRICE: June 5

first_img Twitter Facebook Facebook WhatsApp Previous article062919 Cepero 03Next articleA Lingering Cough That Wouldn’t Go Away: A Patient’s Road to NTM Lung Disease Diagnosis Digital AIM Web Support TAGS  Pinterest DAILY OIL PRICE: June 5 WhatsApp Pinterest By Digital AIM Web Support – February 24, 2021 Twitter Crude Oil: 51.68   (-1.80).Nymex MTD AVG:   53.0820.Natural Gas: 2.378  (-0.038).Gasoline: 1.6928  (-0.0314).Spreads: July/August   (-.15)   August/September   (-.08).Plains WTI Posting: 48.00  (-2.00). Oil Barrels Local NewsIn the Pipelinelast_img read more

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Doherty publishes bill which will be used to scrap Irish Water if SF end…

first_img Google+ By admin – April 8, 2015 NPHET ‘positive’ on easing restrictions – Donnelly News, Sport and Obituaries on Wednesday May 26th Nine Til Noon Show – Listen back to Wednesday’s Programme Homepage BannerNews RELATED ARTICLESMORE FROM AUTHOR Twitter Twitter GAA decision not sitting well with Donegal – Mick McGrath Facebook Pinterestcenter_img WhatsApp Pinterest Previous articleAuditors express concern at the level of Donegal County Council’s deficitNext articleRory can handle Augusta National admin WhatsApp Facebook Help sought in search for missing 27 year old in Letterkenny Doherty publishes bill which will be used to scrap Irish Water if SF end up in government Three factors driving Donegal housing market – Robinson Google+ Donegal South West Deputy Pearse Doherty has published the bill which he says will be used to scrap water charges if Sinn Fein gets into power.However, the Water Services Repeal Bill cannot be moved in the Dail at present, because it has been ruled out of order by the Oireachtas Bills Office on the basis that it ‘involves the appropriation of revenue’.Deputy Doherty says his party has already vowed to get rid of water charges in government, and this is how it will do it……………Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/04/pearserepealweb.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.last_img read more

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Mayor and Deputy Mayor set off on 9-day St Patricks Day trip to US

first_img Frank McBrearty LABThe Mayor and Deputy Mayor of Donegal have made their trip to America for St Patricks Day.The County Manager will leave for his trip on Friday.Donegal County Council said the full cost of the trip is not yet known, but it’s estimated that the full cost will be in the region of €25,000.The Mayor, Cllr Frank McBrearty and Deputy Mayor, Cllr Martin Farren left for the United States on Saturday. They will be in the US for 9 days in total, returning on Monday 18th March.The County Manager, Seamus Neely will travel to the United States on Friday, he will be in the US for three days, also returning on Monday 18th March.They will be attending the St Patricks Day Celebrations in Philadelphia, New York, Newark and New Jersey.The Mayor and Deputy Mayor will be meeting a number of delegations throughout the week, and they will also meet with individuals who are undocumented and living in the US.They will also be meeting with various Donegal Associations to promote the work of the Donegal diaspora project and to identify ways to build and strengthen linkages with the diaspora.The Mayor and Deputy Mayor will also be using this visit as a way of promoting the Gathering and in particular highlighting the many events that will be taking place in Donegal throughout 2013.A number of meetings are also planned including a meeting with the IDA, New York Office, Sergeant Peter McCormack from the New York Police Department, Anthony Callaghan from the Irish American Fund, representatives from Prudential, the Consul General of Ireland, the Mayor of the City of Bayonne, Mark Smith and Congressman Albio Sires.The Mayor will be providing a comprehensive report on his trip to the full Council on his return. Pinterest Previous articleGAA – Murphy & McGuinness On Donegal’s Win Over KerryNext articleCouncil defends quality of drinking water in Letterkenny News Highland Mayor and Deputy Mayor set off on 9-day St Patricks Day trip to US Twitter 75 positive cases of Covid confirmed in North WhatsApp Man arrested on suspicion of drugs and criminal property offences in Derry Main Evening News, Sport and Obituaries Tuesday May 25th Facebook 365 additional cases of Covid-19 in Republic WhatsAppcenter_img By News Highland – March 11, 2013 Twitter Google+ RELATED ARTICLESMORE FROM AUTHOR Further drop in people receiving PUP in Donegal Facebook Google+ News Pinterest Gardai continue to investigate Kilmacrennan firelast_img read more

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Cross-disciplinarity in the advance of Antarctic ecosystem research

first_imgThe biodiversity, ecosystem services and climate variability of the Antarctic continent and the Southern Ocean are major components of the whole Earth system. Antarctic ecosystems are driven more strongly by the physical environment than many other marine and terrestrial ecosystems. As a consequence, to understand ecological functioning, cross-disciplinary studies are especially important in Antarctic research. The conceptual study presented here is based on a workshop initiated by the Research Programme Antarctic Thresholds – Ecosystem Resilience and Adaptation of the Scientific Committee on Antarctic Research, which focussed on challenges in identifying and applying cross-disciplinary approaches in the Antarctic. Novel ideas and first steps in their implementation were clustered into eight themes. These ranged from scale problems, through risk maps, and organism/ecosystem responses to multiple environmental changes and evolutionary processes. Scaling models and data across different spatial and temporal scales were identified as an overarching challenge. Approaches to bridge gaps in Antarctic research programmes included multi-disciplinary monitoring, linking biomolecular findings and simulated physical environments, as well as integrative ecological modelling. The results of advanced cross-disciplinary approaches can contribute significantly to our knowledge of Antarctic and global ecosystem functioning, the consequences of climate change, and to global assessments that ultimately benefit humankind.last_img read more

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Ministry of Cake ploughs through growth target

first_imgCake and desserts manufacturer Ministry of Cake has smashed its targets one year after becoming independent as it achieves 25% growth year-on-year. Managing director Chris Ormrod sold the Taunton-based business to convenience food producer Greencore in 2008 and last year bought it back, before opening a second site named Ministry of Pudding in Torquay in October.He told British Baker the business was in 25% growth year-on-year.“I think we will see similar growth this year,” he said. “We are looking at new contracts and have [recently] won a new contract.“I think we will be nearer £30m this year and mid-30s next year – we had expected to be closer to £25m this year. We thought that, over a four-year period, we’d get to £30m – we didn’t expect it to happen in one.”The business now employs around 285 people, which has risen from 220 a year ago.Market is recoveringOrmrod explained the company’s success: “We have good NPD, a good commercial team and strong customers. I think the market is coming back up and there are more people eating out. We are seeing some quite interesting growth in key customer areas, such as coffee shops. We took a big decision a year ago to invest heavily in NPD – probably more than the industry average – and that is showing now.”The business has also done more in Europe than before and is still considering the viability of exporting or investing in a base overseas. It regularly gets business enquiries from Europe, with customers coming from countries including Russia, Spain, France and the Netherlands.“The worry is that we might end up growing too fast and I want to make sure we grow at the speed we can manage.“We are actively looking at other businesses we might want to acquire going forward. There are lots of small bakery businesses that are at the stage where they are not going to grow any further, which we might be able to help them with.”Ministry of Cake and Ministry of Pudding have several major customers and covers most of the major chains in the UK.last_img read more

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