Tag: 上海夜网JV

6 painpoints of current mobile banking apps

first_img continue reading » The Harris Poll conducted a survey of more than 1,600 digital banking users at the end of January. They found that 32% of respondents said they are willing to leave their current banking relationship for a better digital experience. While there has been a lot of discussion surrounding mobile banking and all the new conveniences it brings to the credit union industry, it’s time to step it up. Simply having a mobile banking app is no longer sufficient. Members want more and more out of their in-app experience but how do you raise the bar? Digital banking has opened the door for credit unions to enjoy efficiencies and cost savings by moving transactions to a self-service medium but it has to be done right.In fact, a recent study further equated the benefits from a cost savings perspective and how mobile banking apps directly impact a credit union’s bottom line. They found that when a member chooses to perform their transaction in-branch, it costs $4 on average to complete, however that same transaction will only cost $0.10 if completed digitally. There is also the obvious appeal to the Gen X and Millennial banking population, who seem to gobble up new tech advances. Despite all these benefits, recent surveys have shown that mobile banking app usage is trending down, with sources citing that members still tend to just use the app mainly for basic tasks such as checking an account balance or viewing transaction history. Data shows that many leave the more intricate transactions for a branch visit.There have been various reasons noted for this decline but many of the frustrations seem to stem from tasks becoming too complicated to complete and the overall app layout not being user-friendly. To be successful, an app’s ability to perform basic transactions is most important, bringing added value to the member and the reason for downloading it in the first place. It needs to be intuitive in accomplishing a task or performing a transaction. Aesthetics and screen simplicity (User Interface) are also important, with visible branding and a layout similar to the credit union’s website, adding to the app’s credibility and authenticity. With these ideas in mind, here are some of the more commonly reported frustrations with mobile banking apps: 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Read More
Eternal Derby: FC Sarajevo – FC Zeljeznicar 1:1

first_imgLast night was played the 108th derby between rivals FC Zeljeznicar and FC Sarajevo on the stadium Grbavica within the first round of the BH Telecom Premier League of BiH and there was no winner in this match since it ended with the result 1: 1.For FC Zeljo played: Fejzić – Memija, Kosorić, Boccaccini, Husić – Beganović, Bekrić, Radinović, Lendrić – Nikolić, Pozder. Guests from Kosevo played in the following composition: Pavlović, Kadušić, Rustemović, Novaković, Duljević, Sarić, Crnkić, Balić, Radovac, Al. Bekić, Ahmetović.The first half passed without goals, but at the beginning of the second half, Zeljeznicar came to leadership with goal of Ivan Lendrić in the 51st minute.FC Sarajevo scored for 1:1 in the 58th minute when fans of FC Sarajevo started pulling out the chairs and throwing them on the ground as well as throwing torches on the fans of FC Zeljeznicar. The match was stopped, and the players went to the locker room. Interruption lasted for whole 15 minutes..(Source: nap.ba/Photo: faktor.ba)last_img read more

Read More
Dodgers divided and conquered

first_imgThe frustrated Dodgers manager closed the clubhouse for half an hour – three times the league-mandated maximum – after a 12-3 humiliation at the hands of the Arizona Diamondbacks, who continued what appears to be an inexorable march to an NL West title the Dodgers once believed would be theirs. While a deadline-conscious media waited in a service tunnel outside, Little addressed his club, apparently about the rather drowsy approach it has taken into the first five games of this horrific, final road trip. Little wouldn’t get into specifics about what he talked about. But he wasn’t vague enough that it wasn’t readily apparent anyway. On a night when Dodgers left fielder Luis Gonzalez should have been able to enjoy his 2,500th career hit, coming as it did before 37,753 at Chase Field, the ballpark where Gonzalez was a fan favorite, a community icon and even a World Series hero during his eight seasons playing here, the Dodgers instead decided to stink up the joint. So Little’s meeting was, in a way, an attempt to alleviate the stench. And even if it did amount to closing the clubhouse door after the season had already gotten away, well, it at least sent a clear message that there still are eight games left on the schedule and these Dodgers still have something left to play for. BASEBALL: Little hints younger players will finish off the lost season. By Tony Jackson STAFF WRITER PHOENIX – Having finally seen enough, having finally grown weary of watching his team sleepwalk its way through game after game while its already-faint playoff hopes were completely vanishing and the rest of the National League contenders were running off and leaving the Dodgers to wallow in late-season irrelevance, and having finally tired of questions from the media about Jeff Kent’s rant against the club’s younger players the day before, Grady Little did something about it on Friday night. Something like third place in the division, still a remote possibility with Colorado coming to Dodger Stadium for three games beginning Tuesday night. Something like a winning record, which still requires the Dodgers to go at least 3-5 the rest of the way. Something like pride, a little thing this club hasn’t exhibited much of in recent days. “We just have a lot of people who haven’t been through this time of the season, where you aren’t still fighting for something at the end,” Little said. “It’s not a good thing. There is a lot of frustration and understandably so, but it’s like anything else in life. You deal with it. We’re going to keep going.” And then, Little dropped the closest thing to a bombshell a manager of a non-contending club can come up with at this time of year. “I think the lineup will be a little bit different this last week of the season.” Translation: The Dodgers are about to get younger. So those youthful growing pains that Kent complained about on Thursday are going to be exposed, laid bare for the world to see, as sort of a litmus test of just what this team has as it heads into 2008. Because 2008 is what these final eight games will be all about. While Little was addressing his apparently divided troops, the handful of reporters waiting outside met briefly with General Manager Ned Colletti, ostensibly so Colletti could address Kent’s comments. During the conversation, though, Colletti reiterated his statement of last week that Little will return for a third season as manager. So if reports Little has lost all or part of the clubhouse are true, well, then the clubhouse had better adjust quickly. The Diamondbacks scored three runs in the fourth to take a 6-3 lead, but the game really got away from the Dodgers (79-75) the previous inning. That was when Esteban Loaiza, nursing a 3-1 lead, got Tony Clark to hit a high, catchable pop fly in foul territory up the third-base line. Third baseman Nomar Garciaparra, one of those veterans like Kent whom Kent implied the younger players don’t listen to enough, appeared to have a bead on it. Tony Abreu, who might or might not have been one of the young players to whom Kent was referring, then appeared to call Garciaparra off. Garciaparra ducked and the ball fell between them. Clark then hit a two-run, game-tying homer off Loaiza (1-3), who also was charged with all three fourth-inning runs and now has an 8.53 ERA since the Dodgers acquired him from Oakland on Aug. 27. Gonzalez’s 2,500th hit, a bad-hop single past Clark and into right field, came off Bob Wickman in the seventh inning. [email protected] local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

Read More