With the share price near 292p, the yield is near 3.6%. And City analysts expect a further increase of around 6% in the current trading year. Meanwhile, the business looks well-financed. No borrowings mar the balance sheet other than lease liabilities. And there’s a net cash pile worth around £14m, even after off-setting lease liabilities.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential… Enter Your Email Address FREE REPORT: Why this £5 stock could be set to surge Get the full details on this £5 stock now – while your report is free. H&T strikes me as a decent long-term hold to benefit from the ongoing growth potential of the business. However, the stock isn’t particularly cheap right now. The days of Covid crash bargains are probably behind us. So I’m not expecting market outperformance from this share. But the forward-looking earnings multiple for 2021 is running just below 11, which I see as fair. I’d buy this ‘reopening’ stock on today’s news Chief executive Chris Gillespie said the company supported its pawnbroking customers by freezing interest while stores were closed. H&T operates from 253 stores, so the operation was a big casualty of the lockdowns. In some cases, the firm offered customers payment deferral arrangements if it helped them. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Why this is a reopening stock worth considering Another risk is that the business appears to have a large element of cyclicality. If its traditional customers are doing well in an economic boom, for example, they might have less need for the company’s services. Nevertheless, I’m prepared to accept the risks and buy some of the shares today to hold for the long term. Simply click below to discover how you can take advantage of this. Gillespie reckons the 2020 trading period ended “robustly”. And the business benefited from a high gold price. However, looking ahead, he said market conditions are still challenging, but the firm is well placed to benefit from business recovery as lockdowns lift. Today’s full-year results report from H&T (LSE: HAT) contains good news for shareholders. The directors of the pawnbroking company increased the total dividend for 2020 by just under 81% to 8.5p per share. However, the business has suffered from volatile earnings in the past. And one potential negative is that buoyant gold prices may lose their lustre. And the price of gold could appear as a negative in future results reports, rather than a positive as in today’s. Kevin Godbold | Tuesday, 23rd March, 2021 | More on: HAT Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. I reckon the directors’ decision about dividends speaks volumes about how well the business fared through the pandemic. And it suggests the potential for better trading ahead as the Covid crisis fades. The success of the UK’s vaccination programme makes me eager to run the calculator over so-called ‘reopening’ stocks such as H&T. But the stock has recovered quite a bit from its lows last spring. So there may be less potential for share-price gains from where it is today. And during the interruption to normal business, H&T worked on the further digitalisation of its operations “to improve choice and flexibility.” In November 2020, the company launched an enhanced retail e-commerce website. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images Robust trading at year-end See all posts by Kevin Godbold Some of today’s numbers are grim. Compared to 2019, the pledge book declined by just over 33%. And the personal loan book plunged by almost 65%, with personal revenue, less impairment, dropping by 25%. Those performance outcomes drove down diluted earnings per share by almost 27%.